Blog

What You Should Know About No Fault Collision Repair

collision repair in Ithaca

The most recent Tompkins County, NY motor vehicle records (for 2014) indicate over 4500 accidents occurred on the roadways in the area. Of these, approximately 25 resulted in hospitalization. Obviously, that figure could be well higher at this point in time. The resulting collision repair in Ithaca can mount up to hundreds of thousands of dollars in insurance and out-of-pocket repairs.

New York is a No-Fault state when it comes to automobile insurance. Basically, this means your damages will be covered under your personal insurance policy. New York is one of only 12 states that have adopted the No-Fault status and this is in an effort to make sure legitimate claims are paid quickly to injured parties.

No-Fault insurance deals specifically with medical bills and services. Pain and suffering are not covered under the No-Fault statues, but can be obtained through a separate lawsuit against the responsible party.

Your Vehicle Collision Repair in Ithaca

As you know, repairs for collision damage in Ithaca are covered by your personal automobile policy as long as you carry Comprehensive and/or Collision coverage on your vehicle. If you do not carry either vehicle damage coverage, you may well be looking at paying for the repairs out of your own pocket.

Ithaca body shopWink’s Body Shop has been working with customers and insurance companies for many years. Our technicians and repair facility are well-known and reputable. As most collision damage in Ithaca is covered by an insurance policy, we are well-versed in working directly with the companies and their representatives when it comes to repair and negotiation of damages and costs.

Once you have filed a claim with your carrier, have brought your vehicle here to Wink’s Body Shop for an estimate, we then take over the process with your insurance company. Our technicians will work directly with your company’s adjuster and auto appraiser to determine the correct repairs to be made and the agreed upon cost.

Although insurance companies want to save money on claims (a solid business practice for any business), the truth is that they are not out to get you. They are not out to refuse to repair damages unless the damage can be found to be unrelated to the current accident. As an example; if the vehicle has old rust damage and then is in an accident causing damage to the area where the rust was and surrounding areas, repair of the rusted area usually would not be covered or significantly depreciated.

Ithaca collsion repairSame thing with prior body damage; prior damage then impacted by a second accident has to be figured out as to what was there before. This is often simply determined by the visualization of “old” rust. Other methods do also help in this situations.

But, again, the insurance company wants to return your vehicle to pre-accident status. That is the expected result. When you choose us as your Ithaca body shop, you can be assured that our work with the insurance company and adjuster will always be to return your vehicle to you with appropriate repairs done. We do not take short cuts or use below average parts and replacement materials. Collision repair in Ithaca must be executed to the best ability possible, otherwise our reputation would not continue to grow as it does. Our work is second-to-none and with a staff of highly trained and experienced technicians, we are pleased to offer you the best repair available.

No-Fault Collision Repair

Simply put, No-Fault collision repair in Ithaca puts the repair in your hands and not subject to another company’s attempt to lower their expenses on behalf of their customer. You have complete control over what and how you vehicle is repaired.

If you’ve experienced an accident or damage to your vehicle, contact us immediately for a completely free estimate of repairs. Let us help you get your vehicle back on the road.

Tags: , , , , ,

Winks Body Shop