Winks Body Shop Ithaca knows that when your car is damaged due to an unexpected auto accident or mishap you naturally turn to your insurance company for assistance. Your car needs collision repairs completed as soon as possible to return it to its former condition. You assume that your insurance company is going to do what’s in your best interest. Unfortunately, this is a wrong assumption. There is a little secret that you may not know about insurance companies when it comes to recommending auto body shops. They will try and mislead you into getting inferior car repairs.
Why Insurance Companies Mislead Car Owners
You may be wondering why on earth would my insurance company want to mislead me?
It all boils down to saving them money. The less they have to spend on your auto repairs the better. To this end insurance companies make deals with certain auto body shops. The shop owners agree to be on the insurer’s preferred body shop list in exchange for referrals. As part of the agreement, some of these body shops on the list agree to use lower cost parts, which are of inferior quality. Cheaper parts that do not maintain the same standards as original car manufactured parts get placed in vehicles. It doesn’t matter if the parts are not the best match for the car. All that matters is that they do not cost the insurance company top dollar. The level of service may also be substandard.
When you are on the phone with your insurer you will be asked to select a body shop from their preferred list. Ask them why and they may tell you that this is a requirement for having them cover car repair expenses. If you explain that you have already chosen a body shop, they may suggest using a shop from their list because repairs will be cheaper. It sounds like they are helping you to save money, but the truth is they are steering you towards cheaper parts with lower quality service.
Don’t Let Your Insurance Company Pressure You Into a Bad Decision
Regardless of what your insurer says, you have the absolute right to choose whatever body shop you want. It doesn’t matter how your car became damaged or who is responsible, none of that matters when it comes to making this important decision. The simple fact is that your insurance company can suggest a body shop, but they cannot force you to take your car there. And, don’t fall for their line about not being able to guarantee the work. A good quality body shop stands behind their work 100 percent.
You need to be totally involved in the decision over restoring your vehicle. This is a case where quality trumps cost savings. A bad repair job can end up costing you more in the long run, simply because you’ll need to have preventable errors fixed.
How to Handle Repair Estimates
The insurance company is going to send their adjuster to do an estimate on the cost of repairing the damages. This is okay. Go ahead and choose your own car repair experts like those found at Wink’s Body Shop. Get an estimate from them. The insurance appraiser will come to the shop to get an estimate that works more in their favor. Get a copy of this estimate. You now have two estimates. Let your insurance company know that you want your car restored to its pre-loss condition using the estimate that requires higher quality parts and service.