It’s a fact that each season here in Central New York and New England brings its own hazards to our vehicles. Throughout the succession of the changing environment and temperatures, our vehicles simply have it rough out there in the cruel world.
Many people wonder which situation is worse for our cars and trucks – winter or summer? Both have their intrinsic hazards that can take a serious toll on the exterior of your vehicle along with mechanical issues that will pop up unexpectedly.
Both Seasons Have Equal Power
The extreme heat of the summer, scorching sunlight, weather events and additional traveling brings many people to their Ithaca body shop for repairs. Collision repair in Ithaca can increase in demand due to the extra driving we do, as well as paint and body repairs from weather-related damages.
But is it the worst? Hard to really say. Winter brings its own bagful of woes to car owners that can take a small summer problem and turn it into a bigger issue in the deep cold.
Let’s consider the obvious drop in temperatures that can sink into the negative digits with windchill increasing the effects. The freezing and prolonged temperatures affect many rubber based components in the vehicle, tires obtaining a major impact.
Tires contain a rubber component that certainly reacts to temperature changes. The colder the air, the harder the tires become. The air pressure within the tires also drops when it gets colder out. So now you have hard rubber tires and low air pressure. Perfect combination for loss of traction on slippery roads and snow, as well as the potential for a tire blow out or flat if you are not paying attention.
Wink’s Body Shop in Ithaca sees a lot more vehicles in the winter months due to collisions, weather-related damages, and exterior issues relating to the cold. We strongly advise you to keep your vehicle protected from the elements as much as possible. Be aware of tire pressure and immediately check psi if your warning lights go off.
Another main rubber component is contained in your windshield wipers. Opting to replace the summer wipers with winter ones is a good start. Ice and snow can and will cause damage to wipers along with your windshield cleaning water system. Once the wipers become damaged or torn, they are a significant safety hazard and need to be replaced immediately.
Central NY collision repair also sees a lot of broken windshields due to cracking from the cold and even improper attempts to clean the windshield. Never put hot water on a frozen windshield to speed up the defrosting process. Hot water on a frozen windshield is a recipe for disaster. Give your vehicle time to warm up and use only specifically made de-icers for automobiles.
Last But Not Least
We talk about rust damage and corrosion often, because this is the Number One damage cause to vehicles here in Central New York. Salt and ice melt on the roads are well-known to be highly corrosive. They not only corrode and destroy the roads but take great joy in eating away at your vehicle’s exterior, brake lines, exhaust system, undercarriage and so much more.
Another little known issue is the fact that older vehicles may have small cracks in the metals of the vehicle. With winter weather, you get snow, rain, ice and a mixture of both, along with freezing temperatures. Snow and ice melt when it warms up a bit, then when the temperature drops, freezes up again causing the metal to expand and contract accordingly. The small crack can easily become a large break.
Collision Repair in Ithaca is a Phone Call Away
No matter what damage your vehicle has sustained this winter, or if a small issue is becoming a bigger one, contact us here at Wink’s Body Shop for an appointment. We will be happy to evaluate the situation for you and provide a free estimate of repairs.
Your Ithaca body shop wants to keep you safe this winter and able to continue with your daily driving. Don’t let a small issue become a larger one.
The New Year has arrived and people have made their resolutions for a healthier and happier year. Not many have considered making a resolution to take better care of our vehicles. When you think about how important our cars and trucks are to our every day life, it’s surprising we tend to forget about keeping them maintained.
You probably do the usual mechanical repairs and checks like for tires, oil changes, transmission fluids, coolant and such. But what about the body of your vehicle? Or the under carriage that is constantly exposed to corrosives? Or the paint that has been scratched, dinged or faded? Collision repair in Ithaca is not limited to accident damage to your vehicle. There are many other services available at Wink’s Body Shop!
Drive Into The New Year With Wink’s
Absolutely! If your vehicle has suffered paint damage from dings, dents, scratches and fading, or there is rust appearing in places you hadn’t noticed before, or even if the dirt and dust inside has gotten you down, check with us today for a spruce up.
Central NY collision repair has been dealt with timely, courteously, and professionally right here at Wink’s Body Shop in Ithaca. Our i-Car certified technicians are constantly learning better approaches as the industry releases new products and techniques. Our work is always guaranteed to your satisfaction!
January is a good time to go over your vehicle and look for small issues that need attention. Remember, the salt and corrosives on the roadways will eat at a tiny spot and turn it into a big headache if not dealt with promptly. Before you start planning for summer trips, car shows, or venturing out and about, take the time to get your vehicle sparkling.
Our Ithaca body shop specializes in collision repair in Ithaca, but also restoration, paint repairs, repainting, detailing, and many other services. Our paint booths provide isolation for your vehicle as we do the work and prevents any off spray from other projects.
We simply cannot stress enough the importance of maintaining your vehicle inside and out. The New England weather throughout the seasons can be very hard on your car. Most of us would like our vehicles to last a long time. Taking care of those “little” blemishes will go a long way to keeping your car on the road for years.
The Ithaca Body Shop You Can Trust
Wink’s Body Shop has grown to the point that we can address all aspects of any collision repair, work with all insurance companies and return any vehicle to pre-accident condition.
We support an average of 18 employees who we continually train to keep up with the changes to the industry and the more complicated systems in newer vehicles. As proof of this, Wink’s Body Shop maintains I-CAR gold certification. I-CAR is an independent not-for-profit organization that is dedicated to ensuring the safety of vehicle passengers, and providing up to date training and resources to collision repair shops. Only about 20% of repair shops achieve this status.
Our goal is and always will be to repair every vehicle to the highest safety and quality standards while also making the repair process as stress free for our customers as possible.
Call or stop by today for a free estimate or to schedule an appointment! We look forward to serving you!
As the seasons change, we need to continue being vigilant about protecting our vehicles, keeping them safely on the road and dealing with preventative maintenance. Although it’s not always necessary to need collision repair in Ithaca, it can be worthwhile to have the body shop inspect your vehicle for any potential issues.
Winter Tips To Safer Driving
The winter months are full of difficulties just waiting to happen. The cold takes a toll on the battery, the windshield wipers, and the fluids in your vehicle that keep it running. Be sure to keep fluid levels up as needed, change out old fluids, replace windshield wipers, keep an eye on them that the ice doesn’t tear off the rubber, and don’t forget the tires.
All-season or summer tires are not the best option for winter driving in our area. Summer tires are certainly basically useless in the snow and on icy roads. All-season are better and can offer some grip but choosing a winter tire is the best and recommended option. The tire pressure should also be paid close attention to.
As the cold temperatures compress the air, so too will it compress the air in your tires. For every 10 degrees Fahrenheit the weather dips, your tires lose one pound per square inch of pressure. According to Car Talk, tire pressure is important for braking, cornering and your car’s overall stability — all things that are important on icy roads. Too much pressure and your tires bounce off the road. Too little pressure and they’ll get worn down and overheat. Check your car’s ideal tire pressure in the owner’s manual. (Courtesy of MNN.com )
We’ve talked many times about the dangers of road salt on our roads and the damage that can result when in contact with your vehicle. We feel this is a significant issue that we continue to remind you of.
Repeated exposure to salt, however, can lead to rust, especially to your vehicle’s undercarriage, which faces the most exposure. The result can be rusted or corroded exhaust systems, mufflers and brake systems, among other parts.
Keeping the underside of your car safe from salt isn’t easy, especially if you’re in an area that frequently uses road salt. AccuWeather has two suggestions. The first is keeping your car clean during the winter months by taking it to car washes that have an under-spray. This reduces the chance for the salty mix to eat away at the car. The second is taking the car to a collision shop before winter begins to have the underside of the car treated with an oil spray that combats the salt.
Road hazards create many to seek Central NY collision repair. Icy roads can cause slipping and sliding. And if you happen to need to react quickly and hit your brakes too hard, you may find you will need the services of your Ithaca body shop. The early snowfalls can surprise many drivers who may still be driving like it were clear sailing. Keep an eye out and appraise your surroundings at all times.
Wink’s Body Shop in Ithaca Reminds You
Take it slow and steady. Be sure your windows are clear of ice and snow. Also, be sure to clear off the roof, hood and back so as to prevent the ice from flying off and causing damage to another driver. Pay attention to road conditions and adjust your driving habits accordingly.
Wink’s Body shop is your collision repair shop in Ithaca that brings you top-quality, trained technicians available to work on your vehicle. Stop by or call for an appointment and let us help make sure your vehicle will deal well with the snow and ice.
It seems like everyone is out shopping for the perfect gift and most likely you’ve been doing the same. Often overlooked is our vehicle that we take for granted on a daily basis. We simply expect our vehicle to keep going and running perfectly, getting us here, there and everywhere without much thought to what it might like for the Holidays!
Of course our vehicles do not have a wish list for gifts, but perhaps they should. No matter the age of your vehicle, there are certain to be some minor work or detailing that would help prolong its life and condition. Then there are those lucky new drivers who are getting a car for the Holidays and would most likely be in need of a little sprucing up.
Sprucing Up for the Season
Wink’s Body Shop is locally owned and operated right here in your hometown of Ithaca. We provide many automobile body repairs for everything from collision damage in Ithaca to repainting your car or truck. One of the most requested services is our expert detailing on all makes and models. Although you may do some light detailing on your own, our technicians have the products and professional tools to do a deep cleaning and maintenance care of the interior and exterior.
Getting your car or truck clean and shiny is akin to getting a brand new car. The clean smell, brighter dash and the spotless upholstery can make you fall in love with your vehicle all over again. Additional exterior repairs to paint scratches, dings, dents and even sun damage to the paint are all part of our long list of services.
As your main Ithaca body shop, we want you to know how important it is to keep up with body maintenance. Winter is here and so is the salt and road corrosives used to melt ice and snow. Any scratches on the paint become a magnet for the salt and quickly erodes the metal causing rust to form.
Paint scratches are relatively easy to repair in the early stages requiring a bit of buffing, paint match and sealant. If left too long and rust has set in, the job can become more detailed requiring a deeper removal of existing paint in order to remove all the rust and seal the surfaces.
Central NY Collision Repair Right Here
Wink’s Body Shop is well known for quality collision repair in Ithaca. Our professional technicians are detail-oriented and highly qualified to do any and all body repairs that are needed. Our incredible detailing staff brings your car or truck out of the shop looking and smelling brand new.
With the holidays here, come on down and check out our services and speak to our customer service staff to get the right package for you. Don’t let a scratch or ding become a major repair job down the road. Let us help you clean that up right away and preserve the value of your automobile.
Gift certificates available and make great presents for your friends and family members!
Professionals, no matter their occupation, must uphold a higher standard in all they do. For instance, if a family member is injured, you take them to a professional doctor or surgeon. If you pet is sick, you take them to a reputable and educated veterinarian.
If your vehicle is in need of collision repair in Ithaca, you will want a certified, experienced and professional technician to work on your car or truck. You don’t want to leave the repairs up to chance and hope for the best. Price is not always the best indicator of the quality of work performed.
Why Certification and Education Matters
The automobile industry – body work and mechanical – is constantly changing and improving in the techniques, materials and education needed to perform repairs safely and correctly. A professional shop and its technicians need to stay up on the forward movement and know the requirements for continuing education for their staff.
In the old days, many jobs and occupations were learned hands-on, on-the-job. People could apprentice with an experienced service person and learn the basics. Then over time, experience, and even failures, they could develop into a reputable and skilled repair technician.
This is not so today. The auto body repair industry (and mechanics as well) is in need of trained technicians. Education is key with many students beginning their automotive career in Vocational courses at the high school level, then they move onto college level courses where they can obtain a degree or a certificate.
Once a promising technician signs on with an auto repair facility, experience is a daily thing. But, again, continuing education sets this young technician apart from the others. Various vehicle manufacturers offer training classes toward certification upgrades, colleges offer advanced courses and parts manufacturers often also provide excellent opportunities for training.
Collision repair in Ithaca should not be a hit or miss experience. Investigate a potential Ithaca body shop and ask questions. Don’t be mislead by pricing. Look at their reputation, reviews, guarantees, customer service and most of all, ask about the technicians’ training and certification.
Held to a Higher Standard
Simply put, no matter the profession, continuing education increases the ability and skills of surgeons, dentists, hair stylists, and yes, auto body technicians. With education comes more knowledge. These people have a higher standard to adhere to because they know the right way to do things and also know that taking short cuts can be a dangerous option.
An auto body repair person must be extremely careful to repair properly, not miss details and guarantee his/her work. Failure to know what needs to be done, failure to use appropriate parts and repair methods, failure to notice a detail could mean a dangerous situation for the customer. Even what seems like a small mistake could lead to an accident. Technicians hold a lot of responsibility in their hands.
Wink’s Body Shop in Ithaca Continues to Bring the Best Techs Here
Our reputation is based on customer satisfaction, guaranteed repairs done right the first time, and technicians who continue to learn and grow throughout their careers here with us. Central NY collision repair at Wink’s Body Shop offers the most reputable and reliable service in Ithaca.
Contact us today for your free estimate for a auto body repairs you need done. If you need assistance, call us directly.
Winter is not the only time to be concerned about road condition. Fall can bring about a lot of different driving issues and dangers that take people by surprise. Winks Body Shop, collision repair in Ithaca can fix a myriad of dents, dings, and damage caused by an accident. Being prepared and carrying the proper equipment will give you peace of mind.
When you think of the fall season, images of beautifully decked out trees in their fall colors, crisper air and apple picking pop into mind. Fall is an absolutely beautiful time of year. As the weather changes, leaves drop to the ground, and heavier rains appear out of nowhere, road conditions are constantly changing.
Prepare for the Unexpected
The temperatures can be a bit up and down right now. Road surfaces may be wet, covered in leaves (which makes them slippery), ice can form in areas due to the lower temperatures and rainfall, and potholes begin to appear.
The roads you drove on in summer might change unexpectedly and catch you off guard. It’s important to pay attention and slow down a bit to keep you and your family safe.
As always, carrying the required automobile insurance from a reputable carrier it of utmost importance. Failure to carry insurance is illegal in the State of New York. Be sure to not only carry liability coverage but also comprehensive and collision coverage for your vehicle in case of an accident. Always keep your insurance card in your vehicle with a second copy kept elsewhere for safe keeping.
If you encounter an accident with damage to either your vehicle or the other person’s car, you must report the incident to your local authorities. Having a police report can verify your version of the incident and will be useful to the insurance carrier’s claims adjuster to determine cause and responsibility.
Contact your insurance company or agent (depending on the requirements issued by your carrier) and report the accident immediately. Your carrier’s adjuster will advise you which steps to take next. Most likely you will need to obtain an estimate from a Central NY collision repair facility to present to the insurance company. They may require more than one. Significant damage will need to be viewed and confirmed by the company representative. Be sure you have your car or truck towed to the Ithaca body shop of your preference.
What’s In Your Trunk?
Hopefully, you have safety equipment stored in the trunk. Here is a good list of items to have in case of emergency.
First Aid kit. Some of the items to include are:
Aspirin (or similar).
Choose a small one that is easy to store.
Road flares (if not already in your tire-changing tools).
Flashlight and extra batteries.
Scent-free baby wipes.
Drinking water and non-perishable snacks.
Some optional items for your roadside kit include:
Cat litter for slick roads.
Small battery-powered fan.
Blankets and/or warm clothing.
Stay Safe on the Roads This Fall
Accidents happen and can result in damages and injuries. The Fall road conditions can surprise you as you may think since winter roads are not here yet, everything is just normal like during the summer. Please be careful out there. Leave plenty of room between yourself and other drivers, go slower on leaf covered roads, and beware of potential areas that may develop black ice.
Should you find yourself dealing with vehicle damages due to an incident, contact your hometown Ithaca body shop right here at Wink’s Body Shop for a speedy estimate, qualified technicians and superb customer service.
It’s that time of year when many of us love to trek out into the country to enjoy crisp fall air, pick apples, and gaze in wonder at the beauty Nature displays. Winter weather may be still a way ahead of us, but Fall can bring its own special set of driving hazards you’ll want to keep aware of.
Wink’s Body Shop would like to take a few moments of your time to give you some Fall driving tips. Should the unthinkable occur and you need collision repair in Ithaca, be sure to contact us directly and have your vehicle delivered to our facility for your free estimate.
Our Top 5 Safe Driving Tips
Leaves, Rain and Peepers
Falling leaves drift by my window is an old song that brings many fond memories to mind. The colors ranging from yellow, orange, red, maroon dance joyfully on the trees as their colors become more vibrant. But, they fall off the trees and land on the roadways. Between rain being common in the fall, the addition of leaves on the roads can make for a very slippery surface. Do not brake quickly on leaf covered roads, and do lower your speed to accommodate the road condition.
Falling Back into Early Darkness
After the long days of summer, the quickly fading sunset can put us out on roads in much darker times than we’ve become used to. So watch out, again, for fallen leaves, pedestrians, bicycles, other drivers, and animals entering the roadway.
Keep your windshield clean, a good pair of sunglasses and keep a good distance between you and the vehicles in front of you. The sun glare can momentarily blind a driver causing loss of control or an accident. Stay aware of your surroundings and travel at a respectable speed.
Frost on the Pumpkin
Many times your Ithaca body shop hears and sees the damage resulting from unexpected frost or ice on roads and bridges. In the winter, we are more used to there being icy conditions and are generally ready for the hazard. But in the fall, it’s not the primary thing in our mind as we go about our business and continue along at our regular summer season speed.
Remember, bridges and shaded areas can be covered with black ice, making it difficult to see until it’s too late. Slow down and evaluate the condition of the roads. If you can’t see ahead of you due to a curve in the road, slow down.
It’s a Wild and Wooly World
We’re not talking of winter quite yet, but the amount of wild animals that will be out and about. The shorter days have them moving more to find food in the shorter daylight hours. For deer and moose, this is breeding season. Moose, in particular, can be confused and make poor choices near roads.
Central NY collision repair is often necessary when a moose has been encountered on the roadways. A moose is nothing to contend with. Standing significantly taller than most vehicles and weighing over 1000 pounds, the damage that can result from a collision is usually extensive. Nothing can frighten a driver more than coming around a corner to find a huge moose standing motionless in the road. Take it easy, be sure you are using the correct headlight beams and watch carefully.
Every fall, much of New England is visited by people desiring to partake of the gorgeous fall colors. We know them affectionately as Leaf Peepers! Nature does put on a splendid show and we are pleased to share it with everyone.
Of course, like summertime vacations, this means a lot more people on the roads who may be distracted by the sights, or who may suddenly (and without warning) pull off the road to grab that super fantastic photograph.
Be prepared for the unexpected behavior of other vehicles. People will also be traveling slowly, so plan extra time to get where you are going. Let’s be safe out on the roads so we are able to share our ventures with friends and family.
When the unthinkable happens, when your vehicle sustains damage either through a major weather event, falling branches, road debris being kicked up, parking lot mishaps or collision with another vehicle, there are things you should know.
In the Ithaca area, Central NY collision repair is a phone call away. Wink’s Body Shop in Ithaca can help you maneuver the intricacies of insurance claims and body repairs on your car or truck. We also want to take some time to help you be prepared in the case of an unexpected event.
The Importance of Insuring Your Vehicle
As we know, our State of New York requires us to carry insurance. Liability insurance and medical payments coverage are paramount. But what about Comprehensive and Collision coverage. If you have a vehicle financed through an institution, you are required to carry Comprehensive and Collision coverage as a protection to the lender. This makes perfect sense as they have an ownership status in the vehicle until you pay it off.
For vehicles that have been paid off and you carry the clean title, you might decide to drop the expense of physical damage coverage on your car or truck. Although this can save you money in the short term, the risk you are taking can be very expensive.
Collision repair in Ithaca and the Central NY area can be a hard hit to your wallet. Although some dents, dings, paint scratches and windshield damages can be repaired for less that a typical deductible, anything larger requires extensive parts replacement. Over the long term, not covering your vehicle properly with the right insurance can be an expensive risk.
Research Your Options
Each insurance company will want you to believe their coverage is the best available. It is actually more trustworthy to speak directly with a multi-line insurance agent who can explain the various types of coverage and what they do and do not cover.
Insurance agents are there to be sure their customers receive the best coverage at a fair price. Some policies offer replacement value on your vehicle, some offer full retail value replacement, some offer an Actual Cash Value coverage which would be determined by the age and often times the Kelly Blue Book Value. Know your coverage.
Your agent will also direct you to the most economical deductible level that suits your lifestyle and budget. Premiums will be a bit lower the higher your deductible, but that does mean, in the case of an accident, you are responsible for the deductible amount. So with a $1000 deductible, that amount must come out of your pocket. Weigh the risk and your ability to manage the out-of-pocket expense.
Be Prepared Should the Unthinkable Happen
Besides having the optimal insurance coverage for your car, be sure to have your insurance card showing proof of coverage and your registration in your vehicle or always on you. You will want to know the insurance claim reporting phone number(s) and contact people.
We are the most recommended Ithaca body shop due to the quality of our repairs, our customer service, i-Car certified technicians, repair work guarantee, and our reputation in the area. We can work closely with your insurance company relieving you of the stress often associated with a collision loss.
When the unthinkable happens, call or stop by Wink’s Body Shop for a completely free repair estimate. Simply provide us with your insurance company information and claim number for fast and easy service. We will arrange inspections and appraisals as quickly as possible to get you back on the road.
The seasons can be quite harsh on our vehicles with even summer causing damage. This summer has been hotter than normal with record highs in many places. In addition to the heat and sun, the storms that have passed through may have caused significant damage to your car or truck as it sat innocently in your driveway.
We don’t think ahead to collision repair in Ithaca until something major happens. Perhaps a tree or branch fell on your vehicle, some hit the windshield, and of course paint scratches can occur from wind damage, falling objects or stray shopping carts at the store.
Collision Damage? Who Do You Call?
If you live in the Central NY area, your Ithaca body shop is as close as Wink’s Body Shop right here at 720 West Court St. Our facility has been serving the Central NY area for many years and are proud of the quality of work our i-Car Certified technicians deliver.
Body damage repair is an important part of vehicle maintenance no matter how small the damage. Even what appears to be a small scratch or dent can quickly become a serious rust-attracting hole. Repairing damage quickly will keep your car in excellent condition and save you big money down the road when the rust eats through the metal. Winter roads with salt (corrosives) will be here soon, and salt loves to work away on the metal.
So small scratches all the way to significant damage can be dealt with by calling us for collision repair in Ithaca. Experienced facilities with well-trained technicians provide the guaranteed work you expect. Our staff is ready to assist you and we will deal with the insurance claims for you, as well. Our reputation for quality work and fair pricing is well known. Our relationships with local insurance carriers and adjusters is bar none.
You don’t need to sit and worry about the potential continued damage from a small incident, nor do you need to be anxious about dealing with insurance adjusters. Central NY collision repair should include excellent customer service and a guarantee for the work completed. Wink’s Body Shop is no exception and does provide the most reliable repairs with quality parts and performance.
Clean Up Damage From the Summer Today
Collision repair in Ithaca along with straight-forward paint and scratch removal shouldn’t be left to chance. Obtaining estimates can be useful but relying on the lowest price may not be in your best interest. Many times, lower prices can mean corners being cut or sub-par replacement parts. Always research the Ithaca body shop you are considering by looking for reviews (often these can now easily be found online) and asking for recommendations from your friends and family.
You will want to check closely into the body repair shop’s technician experience and training, the cleanliness of the facility, the paint bays being individual (so as not to get paint spray on your car from another job), and the general sense of customer service that you can expect to receive.
Customer service at Wink’s Body Shop doesn’t stop when you drop the car off at the door. We handle every step for you and keep you updated via text and/or telephone as work progresses. Our customers have expressed their pleasure at the service we provide and the quality of the work our technicians do on every vehicle.
If you need collision repair in Ithaca, call or stop by today for your FREE estimate and get your repairs scheduled quickly. We look forward to serving you!
Automobile insurance is a necessity but can seem so confusing! New York is one of 12 states that are considered No-Fault states. If you are injured in a crash in New York, the No-Fault coverage you receive comes from the vehicle you drove, rode in, were hit by, or came into contact with. No-Fault is separate and distinct claim from a bodily injury claim.
No-fault insurance is a type of car insurance coverage that helps pay for your and your passengers’ medical bills if you’re injured in a car accident, regardless of who caused the accident. This coverage is also known as personal injury protection, or PIP insurance.
New York State Automobile Insurance Requirements
New York State law requires that motorists carry a minimum amount of liability insurance of $25,000 for bodily injury to one person, $50,000 for bodily injury to all persons, and $10,000 for property damage in any one accident. Mandatory “no-fault” coverage of $50,000 is also required.
The penalties for driving without auto insurance in New York could include fines up to $1,500, an additional fee of $750 to restore your license if it is revoked, the impoundment of your vehicle, jail time, and the suspension of your driving privileges.
Now that we have that out of the way, let’s look at what other insurance is necessary to protect you and your property should an accident result in Auto Body repair in Ithaca. The mandatory coverage required by the state is geared toward remediating injured parties for medical bills sustained in an accident. Property damage (damage caused to others resulting from your negligent actions) is part of the mandatory coverage.
Protecting Your Vehicle in NY
Central NY collision repair can be costly for many people. Carrying Collision and Comprehensive coverage can decrease the amount of out-of-pocket expenses should damage occur. You are not required to carry this coverage unless your vehicle is financed and the title is held by a financing company or bank until paid off. The bank requires full coverage (including collision and comprehensive) as a means to protect “their” investment in giving you the loan.
If your vehicle is paid off and no lien holder has any rights, you are free to choose whether to carry the coverage. Although a matter of personal choice, not carrying vehicle coverage for accidents can put you in a bad position of having to pay for all repairs before you can drive your vehicle again. Trading a badly crumpled car or truck will not work in your favor as far as a trade-in value is concerned.
What Exactly Is Collision and Comprehensive Coverage?
Wink’s Body Shop works with many local insurance companies and can attest to the value of having sufficient automobile insurance coverage. Collision repair in Tompkins County and Central NY is expensive due to the newer model cars requiring specific parts and materials. We encourage our customers to carry damage insurance to protect their vehicle investment and not be left with a huge bill.
Collision Insurance is an optional coverage that will pay for the cost of repairs up to a total loss. Including it on your policy requires the purchase of comprehensive coverage.
*Avoid paying out-of-pocket for repairs above the cost of your deductible.
*Coverage for your loss when your damaged vehicle is deemed to be totaled.
*Obtaining repairs at your Ithaca body shop immediately rather than waiting for the other carrier to approve repairs.
When your vehicle is damaged as the result of an incident other than a collision, comprehensive insurance is an optional coverage that will pay the cost, minus your deductible, of repairing or replacing it. For example, you’re covered if your vehicle sustains damage from a storm, a flood, a fire, vandalism, or theft. Comprehensive coverage goes into effect should you encounter a wild animal such as a deer, a rock falls and breaks your windshield, or other damages as indicated above.
Be Prepared and Drive Safe
Wink’s Body Shop welcomes you to our facility regardless whether you carry collision coverage or not and will work with you to make sure the repairs are necessary and are safe. Collision repair in Ithaca at our state-of-the-art facility will get you back on the road quickly, safely and with our personal guarantee for the quality of the work done.
If you have questions about repairs to your car, please stop by for a free estimate. Should you have questions about your insurance coverage, contact your local agent or insurance company for clarification.